Vision !👁️

👁️An equitable society, where people are free of poverty.

Mission !🌀

 To empower the poor by providing funds, resources, guidance and support in an ethical and compliant manner so that they may become financially strong.👣

Our Values !🚸

  •  The trust will, through its credit fund permissible ventures only.   
  • The trust will not differentiate or discriminate on the basis of race, religion, caste, creed, gender or colour. 
  • The credit will not be based on any collateral, or any legally enforceable contracts. It will be based on “trust” and “mutual cooperation” as the means of enforcement. 
  •  Transaction charge may be collected to partially meet cost of salaries to employees.
  • The trust will run on a Not-for-profit basis.
  • It is primarily being offered to promote income-generating activities and shelter for the poor, as opposed to meeting consumption needs.
  • The trust shall operate without any political goals or ambitions, and shall not overtly encourage or endorse any political party.

Twelve Decisions for a Prosperous Janseva trust!🔔

Our involvement in the slum is not merely to transact loans with our members and do business with them. We would like to work with our members to enrich their lives through better behavior and habits. Towards this, we have designed twelve decisions for a prosperous life. We commence every meeting by making one member recite these (in the local language) and have all other members repeat them. We hope that by frequently repeating these sentences, our members will get reminded of the values embedded in these, and implement them in their own lives and those of their families, thereby having a positive impact on their community as a whole!

  1. We shall be regular in our prayers, and encourage our near and dear ones towards it.
  2. We shall endeavour to bring happiness and prosperity to our families.
  3. We shall not live in dilapidated houses. We shall repair our houses and work towards constructing new houses at the earliest.
  4. We shall educate our children to ensure that they stand a better chance for a brighter future.
  5. We shall not indulge in bad habits that destroy health and wealth, such as drinking, gambling, smoking cigarette & beedi, consuming tobacco & gutkha, and discourage all from doing so.
  6. We shall always keep our children, ourselves, our houses and surroundings clean.
  7. We shall always be ready to help each other. If anyone is in difficulty, we shall all help him or her.
  8. We shall not beat, abuse, curse or fight with our parents, spouses, children, relatives and neighbors.
  9. We shall not inflict any injustice on anyone, neither shall we allow anyone to do so, and shall always speak the truth.
  10. We shall not give or take interest and will shun money-lenders.
  11. We shall keep our area free from the curse of dowry. We shall not take any dowry at our sons’ weddings neither shall we give any dowry at our daughters’ wedding. We shall not practice child marriage.
  12. We shall keep our promises and not break them. We shall use the loan taken from The Janseva Trust honesty only for the purpose it is given for, and we shall repay it promptly.